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Why HIV testing is important

HIV testing is an important part of securing your Life Insurance policy. It ensures that you receive the full cover you applied for, giving your loved ones the financial protection they deserve.  If the test isn’t completed, your policy will automatically convert to Accidental Cover, meaning you’ll only be covered for accidental events and not natural causes.  Taking the test is a simple step that ensures your policy works for you when it matters most.

Benefits

No Premium changes in the first 2 years

No surprises! Your premiums won’t go up for the first 23 months. After that, they’ll only increase by 5% per year, keeping things simple and manageable.
Add as many loved ones as you want

There’s no limit to the number of beneficiaries you can include. Make sure the people who matter most to you are covered.
Cover that fits your life

Pick a cover amount that works for you – from R500,000 to R3 million. Whether you need just enough or a little extra, you’re in control.